Geico and USAA are among the insurance companies that are cheaper than Allstate. Allstate car insurance has an average annual premium of $1,262 per year for minimum coverage, compared to $796 per year for Geico and $807 per year for USAA.
Car Insurance Companies Cheaper Than Allstate
Insurer | Average Premium for Minimum Coverage | Average Premium for Full Coverage |
$1,262 per year | $3,666 per year | |
$796 per year | $2,886 per year | |
$807 per year | $2,802 per year | |
$893 per year | $3,518 per year | |
$979 per year | $5,509 per year | |
$1,033 per year | $4,041 per year |
Note: Rates are an approximation based on a driver in California. Actual rates will vary.
For more information about Allstate, check out WalletHub's full Allstate review.
This answer was first published on 10/23/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
What insurance company is better than Allstate?
State Farm, Geico, and Progressive are better than Allstate, based on factors like average premiums, number of discounts available, and customer service record. Geico is also one of six top-10 car insurance companies that are cheaper than Allstate, on average, along with State Farm, USAA and Progressive.
How Allstate Compares to Popular Alternatives
| Average Premium | WalletHub Editor Rating | |
| $1,262 per year | 2.9 |
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Why is Allstate so cheap?
Allstate is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from Allstate costs an average of $105 per month, and Allstate premiums can be made even cheaper by taking advantage of discounts such as paid-in-full discount and anti-theft device discount. Plus, Allstate rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.
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How can I get cheaper car insurance?
The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.
10 Ways to Get Cheaper Car Insurance
1. Compare quotes every 6-12 months.
Every car insurance company calculates premiums slightly differently,...
