How much money to open a NCB savings account?

With an NCB Quick Save account, you can start your financial journey with J$100 , your government-issued ID and your TRN.

How do I get my NCB access code?

Step 1 – Access Code Generation: You will require an 'Access Code' in order to reset your password. To begin, enter your Username along with your sixteen digit Midas Card Number. Your one time, temporary access code will be sent to your email address . Note that this is the email that you would have provided to us.

How do I open a NCB quick save account?

Visit www.jncb.com/quicksave to learn more and open your NCB Quick Save account online with just a Jamaican Government-issued photo I.D. and your TRN. NCB Gold Club is designed for customers 55+ who may be living off fixed incomes, or use digital services less and cash more.

What is hard token code?

A hard token is an electronic device that generates one-time passwords for logging into a computer system . A hard token provides an extra layer of security called multi-factor authentication.

Is there a NCB bank in the US?

National Cooperative Bank is the only bank in the United States dedicated to delivering nationwide banking products and solutions to cooperatives and other member-owned organizations to help communities thrive. We operate for the benefit of our cooperative members—not outside investors.

How much can you withdraw from NCB a day?

J$100,000 with your NCB debit card. At most NCB ABMs nationwide, you can withdraw $100,000 in a single transaction. Click here to see that list of ABMs.

What Jamaican banks are in the US?

The Jamaica National Building Society and Victoria Mutual Building Society are Jamaican financial institutions with offices in the U.S. All Jamaican commercial banks have correspondent U.S. banking arrangements.

What is the WhatsApp number for NCB?

876-728-7030 . WhatsApp Chatbot: 876-613-9160.

How can I check my NCB account balance?

Bank On The Go With Our Mobile App Check your balance, pay bills, make transfers and more 24/7 with the NCB Mobile App.

Why is my NCB account disabled in Jamaica?

If you don't make any transactions for 6 months for Current Accounts or 12 months for Savings Accounts, your account slips into 'Inactive' mode .

What is easy save account?

Easy Save Account is designed specifically to encourage savings from individuals with low or irregular income . Are you looking for a hassle-free way to save money?

Can I open an NCB bank account online without going to the bank?

It is easy to open a new account by using "New Account" under Quick Links in Online Banking. If you are unable to open your account using online banking, you are welcome to visit any branch after making an appointment .

How do I get a 6 digit token for Access Bank?

HOW DO I GET A TOKEN? A token is provided upon request at a branch or through your Relationship Officer .

How to generate First Bank hard token?

How do I get the First Bank hard token. You will need to visit a First Bank branch near you . There, you will be asked to fill out an application form. Once complete, your application will be processed by the relevant department, and if approved, you will be issued the hardware token.

What is hard PIN token?

Hardware tokens or hard security keys are hardware devices that utilize encryption algorithms, one-time passwords (OTP), time-based one-time passwords (TOTP), authentication codes, biometrics, or a secure PIN to complete 2FA or MFA requests.

NCB Jamaica | Easy, Safe, Free (2024)

Unlocking your dreams starts here

Open a savings account online
Open a Quick Save account with just your ID and TRN
- Save up to $250,000.00 Jamaican Dollars
- No minimum balance fee
- No NCB ABM or Point of Sale Fees
- This account is ideal for
  - Jamaican residents only
  - Pensioners receiving payments through the National Insurance Scheme (NIS)
  - Beneficiaries of the Programme of Advancement Through Health (PATH)
- Great interest rates:
  
  Deposit Amount Rate %
  
  $0 - $99,999 0.05%
  
  $100,000 - $199,999 0.10%
  
  $200,000 - $249,999 0.15%
- No long paperwork, pay slips or referrals needed to open your account. All you need is your:
  1. Valid Government of Jamaica (GOJ) Identification:
    - Passport
    - Driver’s License
    - Voters ID
    - National Senior Citizens ID
  2. Taxpayer Registration Number (TRN)
- To start your Quick Save account, simply visit any of our branches island wide.

Start investing and buy shares in upcoming IPOs
Apply for a loan or credit card
Avoid lines. Manage your money on your own time.
- Bank on the Go iABMS
  - Free cash deposits to any NCB Account
  - Deposit cheques
  - Withdraw cash
  - Pay JPS, FLOW and NWC bills
  - Pay your credit card bills
  - Pay your insurance premium
  - Transfer funds
- NCB Online
  - Pay Utility bills
  - Pay your credit card bills
  - Pay your insurance premium
  - Transfer funds
  - Set-up automatic savings (standing orders and salary deductions)
- NCB Mobile App
  - Pay utility bills
  - Pay your credit card bills
  - Pay your insurance premium
  - Transfer funds

Free

There’s a lot that’s free at NCB. Plus, we won’t hide the fees we do have, because we believe better banking means giving you the tools and the information you need to make smart choices about your money.

Free Cash & Cheque Deposits

at NCB iABMs

Free Transfers

Between NCB accounts - yours and others - at NCB ABMs and with the NCB Mobile App

Free Bill & Credit Card Payments

With iABMs, NCB Online and the NCB Mobile App

Free NCB ABM & NCB POS Transactions

Every day with NCB Quick Save accounts and for 55+ customers with NCB Gold Club accounts

4 Free Monthly NCB ABM Withdrawals

with Personal Chequing accounts, and 2 free with Regular Savings accounts when you need cash

Free Account Balance Enquiries

Stay via NCB Online, the NCB Mobile App, NCB ABMs, In-Branch Kiosks and 888-NCB-FIRST

Zero Fees for Standing Orders

Never worry about missing a payment when you automate them up with NCB Online Banking

No Data Charges

when you use our websites or Mobile App

To view the complete Fee Guide, including a listing of all our FREE services, visit www.jncb.com/Support/Help-Resources/Fees.