International debt collection laws (2024)

Debt Collection in Belgium can be a challenge for international debt recovery. In order to collect the debt, you must be registered with the FPS Economy, which means that it is impossible to act without the registration.

Doing business and collecting in Flanders, Belgium's Dutch-language province is somewhat like doing business and collecting in the Netherlands. Similar situation with the business and collection activity in Wallonia, Belgium's French-language province – payment culture can be compared to France's one.

As in other European countries, in Belgium the procedure is similar, first of all, you send two demand letters. If there is no response from the debtor, there will then be a follow-up telephone call to see why payment is not being made. This telephone call also serves to work out a payment schedule with the debtor. If the debtor still does not pay, then sends an advisory letter. This informs the client about possible legal measures, the costs involved, litigation risk, and makes a recommendation.

The attention has to be paid to the privacy of the debtors. Data protection laws do not aim specifically at debt collection, far from that. But this set of regulation ensures that personal data is treated with respect for the citizen's privacy; also, when the citizen is the debtor.

International debt collection laws (2024)
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