Qualifying direct deposit
A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account. Please note, this does not include a transfer done via ATM, online, or teller, or a transfer from a bank or brokerage account, Merrill Edge® or Merrill Lynch® account.
Qualifying purchase
A qualifying debit card purchase is any purchase of goods or services made in store, by telephone or online using the debit card and/or debit card number associated with the new checking account that qualified for the $150 bonus. Purchases will be qualified based on the day the purchase posts to your new account. Purchases include any payments made using your debit card number but do not include ATM transactions (such as withdrawals).
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Bank of America Core Checking®
No monthly maintenance fee for each statement cycle that you:
Have at least one Qualifying Direct Deposit of $250
or
Maintain a minimum daily balance of $1,500 or more
Students under age 24 are eligible to have this fee waived while
enrolled in high school, college or a vocational program.
Preferred Rewards clients get this fee waived.
Or pay $12/month
Bank of America Interest Checking®
No monthly maintenance fee for each statement cycle that you:
Maintain a combined balance* of at least $10,000 or more
*Combined balances include:
The average daily balance in eligible linked checking
and savings accounts for the statement cycle
AND
The current balances in linked personal CDs and IRAs
at the end of the Interest Checking statement cycle
AND
The current balance (2 business days before the end of the Interest Checking statement cycle)
in your eligible linked Merrill Edge® and Merrill Lynch® investment accounts
Preferred Rewards clients get this fee waived.
Or pay $25/month
Bank of America® Rewards Savings
No monthly maintenance fee for each statement cycle that you:
Maintain a minimum daily balance of at least $500
or
Link your Bank of America Interest Checking® account to your Rewards Savings account
(waiver applies to first 4 savings accounts)
or
When you are a Bank of America Preferred Rewards client
(waiver applies to first 4 checking and savings accounts)
Or pay $8/month
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